What We Offer » Cash Features

You earn income automatically on cash pending investment.

Your optionsXpress account includes a cash feature that earns income on your uninvested cash. This is cash you need quick access to for trading and same-day transactions.

  • Any cash that remains in your account automatically earns income while it is pending investment.
  • Your cash is available so that you can make a purchase.
  • The cash feature on your account depends on the type of account you have at optionsXpress.
Cash features for your cash pending investment
Your cash may be invested in: (click for rates)
For further information, see the optionsXpress Cash Features Disclosure Statement.

Certain exceptions apply. To find out which cash feature you have or to make a change, call 1-888-280-8020.

Individual Retirement Accounts and Education Savings Accounts are not eligible for the Free Credit Interest feature.